PCI Credit Card Compliance

Accepting credit, debit, or prepaid cards requires adherence to PCI security standards.

WHAT IS PAYMENT CARD INDUSTRY COMPLIANCE?

If your business accepts any type of payment card, you must handle the cardholder’s sensitive data using Payment Card Industry (PCI) Data Security Standards (DSS).

PCI credit card compliance involves periodic assessments and audits of your payment environment. Failure to comply with these PCI (Payment Card Industry) standards could put your business at risk for data breaches, which may have a serious impact on your company’s financial future.

  • To shield your business and customers from fraud, BluePay only offers payment solutions that meet the latest credit card security compliance guidelines
  • We can help you complete your annual PCI DSS Self-Assessment Questionnaire (SAQ), which is a mandatory step for meeting Payment Card Industry security standards
  • BluePay offers advanced fraud management solutions — including tokenization, P2PE, hosted payment pages and more — to protect your business and help you comply with PCI (Payment Card Industry) security standards

CONSEQUENCES OF NONCOMPLIANCE WITH PCI DSS

If your business does not comply with PCI standards and your customers’ data is ever compromised, then you will be subject to:

  • Large fines and penalties
  • Ongoing legal costs
  • Expensive settlements

Worse still, failure to achieve and maintain credit card security compliance will likely lead to diminished consumer confidence in your payment environment — meaning lost sales.

The severity of these consequences may even result in your company going out of business. Any upfront costs associated with meeting the Payment Card Industry security standards are far outweighed by the ongoing costs of noncompliance.

STORING PAYMENT DATA CAN RESULT IN NONCOMPLIANCE

Storing payment data is not recommended, even with encryption. This risk can be remedied by using an advanced tokenization system. Tokenization replaces stored data with “tokens,” which are useless to hackers and thieves.

Not storing payment data is inherently safer, since criminals can’t steal what you don’t have. As a merchant, keeping credit card information out of your system also makes complying with Payment Card Industry security standards much easier.

ACHIEVE AND IMPROVE PCI CREDIT CARD COMPLIANCE WITH BLUEPAY

We have the tools, resources, and expertise to protect your business. Contact us today to learn more about PCI credit card compliance and our secure payment processing solutions.

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My dental practices rely on BluePay for their knowledge of the credit/debit networks, and they have provided expert advice, especially in the area of chargebacks and disputes.  They have reduced my risk considerably.  Further, for the past five years, their service, support, and professionalism have been outstanding.

Steven W. Haywood, DDS
Offices in Timonium, MD and Shrewsbury, PA
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