Virtual Terminal Payment Processing

Easily process payments online, by phone, via mail, or in person — with our virtual terminal payment gateway solution.

Fast and Secure Payment Processing Without Hardware

Do you own a small business, work from home or in the field, or accept payments mainly from mail order and/or telephone order? BluePay’s virtual terminal credit card processing solutions can help streamline your payment environment for quick, efficient, and secure transactions.

With our PCI-compliant virtual terminal payment gateway, you can easily and conveniently hand-key, swipe, or dip your customers’ credit card information using any device with a secure Internet connection.

Virtual terminal credit card processing allows you to securely process incoming sales — even if you never meet your users face to face. Customers can confidently buy from you via phone, fax, snail mail, or email. You simply enter their credit card information and the sales amount  in an online form.

No additional hardware or setup is required.


You can transform any existing computer, smartphone, or tablet into a secure point-of-sale (POS) credit card reader that allows you to process payments — anytime and anywhere.

Below are some additional benefits of virtual terminal credit card processing:

  • Simplify the payment process for your business
  • Perform safe and efficient authorizations with no upfront hardware costs
  • Protect sensitive credit card data with BluePay’s PCI-compliant solutions

Our virtual terminal credit card processing provides unparalleled security and fraud management tools, as well as a wide range of omnichannel capabilities. For those reasons, our merchants recognize our payment gateway as a top choice. The BluePay Gateway is proud to have received three Gold Stevies® from The American Business Awards and three CNP Customer Choice Awards.


Below is how a single virtual terminal payment usually unfolds:

  1. Log into the BluePay Gateway to access the Virtual Terminal when you’re ready to process a new payment.
  2. Enter the details of the order and the credit, debit, or ACH/eCheck information.
  3. Click “Process” to complete the transaction.

Congratulations. You’ve just made a sale. All relevant parties receive instant notification of the successful transaction.


PCI compliance is a requirement for any business that accepts credit card payments. As such, our virtual terminal payment gateway solution adheres to the latest PCI Data Security Standards to help keep your users’ credit card information safe from theft and abuse.

Our payment processing solutions also come with many advanced features to help further safeguard your customers’ credit card data — from tokenization to point-to-point-encryption to fraud management filters.

If you’re looking for the fastest and most secure way to process remote or in-person payments for your growing business, schedule a free consultation with our Merchant Services team today.

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  • Microsoft Gold Partner Badge
  • 2018 American Business Awards Gold Stevie® Winner Badge for Best Payment and Electronic Commerce Solution
  • 2018 CNP Awards Customer Choice Winner Badge for Best E-Commerce Platform/Gateway
  • Best in Biz Awards 2018 Silver Winner Badge for Business Development Department of the Year
  • TSG Gateway Awards 2019 BluePay
BluePay Processing, LLC is a registered ISO of Wells Fargo Bank, N.A., Concord, CA, 94524 U.S.A.
BluePay Canada ULC, is a Registered ISO/MSP of Peoples Trust Company, Vancouver, Canada.