EMV Credit Card Processing & Payment Solutions

Process chip-enabled credit cards for greater security and compliancy with card brand regulations.

What Is EMV?

EMV (Europay, Mastercard, and Visa) is a fraud-reducing technology that helps protect issuers, merchants and consumers against losses from the use of counterfeit and lost or stolen payment cards at the point-of-sale. EMV credit cards, or smart cards, are embedded with a microprocessor, or smart chip, which interacts with the merchant's point-of-sale device to ensure the payment card, combined with a PIN number or signature, is valid and belongs to the person using the card. This kind of chip technology adds layers of security against fraud and is virtually impossible to duplicate.

For additional information regarding EMV Credit Card Processing, please see some common FAQs here and continue to scroll through this page.

EMV credit card inserted into an EMV enabled credit card processing terminal


BluePay partnered with industry leaders, ID TECH and Datacap, to provide several EMV payment system options to accept card-present chip transactions through the BluePay Payment Gateway.

Integrated EMV - A plug and play solution that seamlessly operates with the Virtual Terminal, BluePay Hosted Payment Forms, and any merchant browser-based payment form and processes either EMV chip or swipe transactions. The device physically connects to a computer via USB cable. It does not support PIN-based transactions, electronic signature capture or contactless transactions.

Datacap NETePay™/TranCloud™ EMV - A true terminal-based solution that functions with a variety of EMV-supported Ingenico terminals. Depending on the terminal selected, a PIN pad and signature capture capability may be available. The solution involves writing to a Datacap API that communicates with the terminal and with the BluePay Payment Gateway. All terminals use point-to-point encryption (P2PE).

Mobile EMV – A mobile solution securely accepting EMV credit card payments on Android or iOS devices. BluePay's Mobile EMV Processing solution includes an API interface layer to allow a merchant’s mobile or mobile-web application to communicate with the BluePay Mobile EMV Processing application to securely accept chip or swipe transactions. Once the BluePay application is downloaded, a certified Bluetooth EMV device is paired with a smartphone or tablet to accept card-present EMV or swipe payments. Transaction details can be reviewed within the BluePay Gateway.


Clover Go - using an app on a smartphone or tablet, combined with a Bluetooth-enabled wireless terminal, users can accept dipped, swiped, or tapped transactions on the go. Works right out of the box with minimal setup.


  1. Reduce fraud on your merchant account - Chip technology combined with an EMV terminal makes it difficult for fraudsters to steal credit card information
  2. Protect your customers - Retain your customer base by providing a secure shopping experience for your patrons
  3. Avoid liability costs - Investing in EMV processing protection now will save you much money in the long run rather than putting your hard-earned dollars at risk


If you think EMV has nothing to do with you, think again. CNP merchants have seen a rise in fraudulent transactions as thieves migrate towards least secure channels.

Download the Whitepaper:
EMV and the Liability Shift: How EMV Affects Card-Not-Present Businesses

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BluePay worked hard to integrate our Point of Sale system seamlessly into their credit card processing platform.  They were highly attentive to our needs, from project start to finish.  We also appreciate the competitive pricing and timely availability of funds.  We highly recommend their services

Stuart Dorriss, Owner
Fairgrounds International Wines in Timonium, MD
  • Microsoft Gold Partner Badge
  • 2018 American Business Awards Gold Stevie® Winner Badge for Best Payment and Electronic Commerce Solution
  • 2018 CNP Awards Customer Choice Winner Badge for Best E-Commerce Platform/Gateway
  • Best in Biz Awards 2018 Silver Winner Badge for Business Development Department of the Year
  • TSG Gateway Awards 2019 BluePay
BluePay Processing, LLC is a registered ISO of Wells Fargo Bank, N.A., Concord, CA, 94524 U.S.A.
BluePay Canada ULC, is a Registered ISO/MSP of Peoples Trust Company, Vancouver, Canada.