Charge a Customer

This code steps you through the process of charging a customer's credit card.

There are three outcomes when processing credit card transactions:

  1. Approved
  2. Declined
  3. Error

'Approved' transactions can be charged against customers' credit cards. 'Declined' transactions can't be charged. As a result, in order to test the process of charging a customer's credit card, you must first pass an odd dollar amount. This returns the transaction with an 'Approved' status. You can then charge the credit card to complete the transaction.

An error could result from a variety of conditions such as missing data, invalid card numbers, and expiration dates provided in invalid formats.

The following sample code makes method calls utilizing our ruby gem.
Download BluePay gem

Run a Credit Card Payment

##
# BluePay Ruby Sample code.
#
# This code sample runs a $3.00 Credit Card sales transaction
# against a customer using test payment information.
# If using TEST mode, odd dollar amounts will return
# an approval and even dollar amounts will return a decline.
##

require "bluepay"

ACCOUNT_ID = "Merchant's Account ID Here"
SECRET_KEY = "Merchant's Secret Key Here"
MODE = "TEST" 

payment = BluePay.new(
  account_id: ACCOUNT_ID, 
  secret_key: SECRET_KEY, 
  mode: MODE
)

payment.set_customer_information(
  first_name: "Bob",
  last_name: "Tester",
  address1: "123 Test St.",
  address2: "Apt #500",
  city: "Testville",
  state: "IL",
  zip_code: "54321",
  country: "USA",
  phone: "123-123-1234", 
  email: "[email protected]
)

payment.set_cc_information(
  cc_number: "4111111111111111", # Customer Credit Card Number
  cc_expiration: "1215", # Card Expiration Date: MMYY
  cvv2: "123" # Card CVV2
)

payment.sale(amount: "3.00") # Sale Amount: $3.00

# Makes the API Request with BluePay
payment.process

# If transaction was successful reads the responses from BluePay
if payment.successful_transaction? 
  puts "TRANSACTION STATUS: " + payment.get_status
  puts "TRANSACTION MESSAGE: " + payment.get_message
  puts "TRANSACTION ID: " + payment.get_trans_id
  puts "AVS RESPONSE: " + payment.get_avs_code
  puts "CVV2 RESPONSE: " + payment.get_cvv2_code
  puts "MASKED PAYMENT ACCOUNT: " + payment.get_masked_account
  puts "CARD TYPE: " + payment.get_card_type
  puts "AUTH CODE: " + payment.get_auth_code
else
  puts payment.get_message
end

Run an ACH payment

##
# BluePay Ruby Sample code.
#
# This code sample runs a $3.00 ACH sales transaction
# against a customer using test payment information.
##

require "bluepay"

ACCOUNT_ID = "Merchant's Account ID Here"
SECRET_KEY = "Merchant's Secret Key Here"
MODE = "TEST" 

payment = BluePay.new(
  account_id: ACCOUNT_ID , 
  secret_key: SECRET_KEY, 
  mode: MODE
)

payment.set_customer_information(
  first_name: "Bob",
  last_name: "Tester",
  address1: "123 Test St.",
  address2: "Apt #500",
  city: "Testville",
  state: "IL",
  zip_code: "54321",
  country: "USA",
  phone: "123-123-1234",
  email: "[email protected]
)

payment.set_ach_information(
  ach_routing: "123123123", # Routing Number: 123123123
  ach_account: "123456789", # Account Number: 123456789
  ach_account_type: 'C', # Account Type: Checking
  doc_type: "WEB" # ACH Document Type: WEB
)

payment.sale(amount: "3.00") # Sale Amount: $3.00

# Makes the API Request with BluePay
payment.process

# If transaction was successful reads the responses from BluePay
if payment.successful_transaction?
  puts "TRANSACTION ID: " + payment.get_trans_id
  puts "TRANSACTION STATUS: " + payment.get_status
  puts "TRANSACTION MESSAGE: " + payment.get_message
  puts "MASKED PAYMENT ACCOUNT: " + payment.get_masked_account
  puts "BANK NAME: " + payment.get_bank_name
else
  puts payment.get_message
end
BluePay Processing, LLC is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA, U.S.A.
BluePay Canada ULC, is a Registered ISO/MSP of Peoples Trust Company, Vancouver, Canada.