Interchange Optimization in Canada
Control costs by optimizing payment acceptance
BluePay Canada specializes in processing B2B card payments quickly, securely and cost effectively. Through proprietary interchange (wholesale) rates paired with direct processing connections to the 4 largest global payment networks, we’re able to immediately lower your total overall costs of payment acceptance.
Spend less on interchange fees
The interchange rates set by the card brands and fees levied by processors cut into your profits. While traditional interchange fees are non-negotiable, many businesses and commercial suppliers now qualify for significantly discounted wholesale rates without even knowing it.
BluePay Canada has the structure, expertise and technology to optimize your payment system and better manage your interchange fees.
Directly connected, Level 2 & 3 capable
- We are directly connected to all the major payment card networks, so we cut out the traditional layers of ‘middlemen’ – and their associated fees – that other payment solution providers require.
- BluePay Canada is one of the only processor in Canada that is currently certified to process Level 2 & 3 enhanced data for Visa™, MasterCard™ and American Express™ commercial cards. This capability gives you access to proprietary and discounted interchange rates as low as 1.2% on corporate and government transactions.
Easy and affordable B2B processing
We also have a range of products to enable your business for B2B payment acceptance without having to invest in point-of-sale terminals, e-commerce capabilities or complicated IT projects.
Virtual Terminal is a fully secure web-based B2B payment system that enables real-time credit card processing through your computer, tablet or smartphone. It’s an ideal solution for businesses collecting:
- One-time transactions
- Infrequent high-value transactions
- Recurring payments
- Virtual payments
Streamline your operations by processing large volumes of B2B payments in a single batch. Batches are uploaded via multiple connection methods to our processing hosts, which then provide you with real-time responses and verification.
The above services, along with our integration API, can be set to automatically process recurring payments, such as monthly billings and pre-authorized debits.
You’ll be able to stay on top of every dollar with your comprehensive account management Dashboard, which provides a full online view of all your transactions and data.
Contact BluePay Canada to learn how we can help you get set up with payment acceptance and manage the costs of card acceptance.