Why Consumers Like ACH Payments

Today’s consumers expect flexible options when it comes to making payments. ACH payment processing is different than credit card and debit card processing – instead of entering their credit card number, consumers provide their bank routing or checking account number for immediate transfer of funds from their bank to the merchant’s bank.

ACH processing refers to electronic check payments based on the Automated Clearing House, a federally regulated electronic network that allows banks to transmit funds back and forth. By eliminating the time, money and hassle associated with writing out traditional paper checks, ACH payment solutions have become a convenient way for consumers to make online purchases and pay bills.  

Fast, Easy Payments

The time it takes for a check to be sent through the postal service, received and cleared can take days. Authorizations for ACH payments are fast, easy and secure – by making transfers immediately, ACH processing eliminates the wait time of traditional checks. 

Increased Convenience

Many consumers use ACH payment options for online bill payment, an extremely convenient solution that provides easy account management, on-time payments and recurring billing. Consumers can enter their bank account information just once, set up recurring billing, and allow for automatic payments each month. This helps reduce the stress of remembering to pay bills on time. 

Reduced Costs

Sending out paper checks to pay bills each month can get costly for consumers, especially if the payment doesn’t clear on time and late fees start adding up. With electronic payment processing and ACH options, consumers can set up payment reminders and make ACH payments immediately for reduced late fees. In addition, ACH payment solutions eliminate postage costs. 

Green Payment Solutions

As consumers become more aware of their impact on the environment, they continue looking for ways to go green. Electronic payment solutions through ACH processing allow for paperless billing – providing a more eco-friendly way for consumers to pay their bills. By reducing the use of paper checks and paper envelopes, as well as reducing fuel and energy use, consumers can enjoy convenient payments while feeling good about going green.

Reliable and Secure

With electronic payments comes the risk of electronic data theft. BluePay ACH processing services comply with PCI standards, so BluePay merchants can assure their customers that sensitive data remains secure.

Contact BluePay today for more information on our secure ACH payment processing solutions!