How to Accept Credit Cards by Mail or by Phone

While e-commerce websites and online payments are on the rise that certainly doesn’t mean making payments by mail or phone has become obsolete. Many small businesses still rely on mail order and telephone order payments – and are still maintaining a competitive edge in today’s challenging market. Among BluePay’s wide range of credit card processing services are those ideal for Mail Order Telephone Order (MOTO) merchants, including virtual credit card terminals, batch credit card processing capabilities and Interactive Voice Response (IVR) payments. Below, explore how to accept credit cards by mail or phone.

Virtual Credit Card Terminals

With an advanced virtual credit card terminal, small business merchants can simplify the payment process for mail order or telephone order sales. A virtual terminal allows you to manually enter credit card sales from any computer with an Internet connection for quick, easy and secure authorizations. There is no additional hardware, dedicated phone lines or maintenance required, helping to reduce costs while streamlining sales. Whether you work from home or are constantly on-the-go, a virtual terminal provides access to your merchant account 24/7.

Batch Credit Card Processing

Manually entering MOTO credit card transactions can get tedious, especially for merchants with high volumes of transactions each day. That’s where batch credit card processing comes in handy – the ability to upload multiple transactions in a single file. You can process a large batch of transactions at the end of the business day, view the volume of day-to-day transactions and significantly improve your reporting processes. A more simplified payment system allows you to focus on the core of your business – and leave the backend work to BluePay.  

Interactive Voice Response

Touchtone and voice activated IVR systems help improve customer service and convenience by letting customers make payments, manage accounts, check balances and more, safely through their phone. This eliminates lengthy on-hold times, as customers can simply make a payment with the touch of a button – with no need for an Internet connection or costly hardware. By making the payment process more accessible and convenient to your customers, you can minimize late payments and improve business overall.

With MOTO credit card processing, you provide your customers with complete, flexible payment options. Getting started with a BluePay Mail Order Telephone Order merchant account is fast and easy! Contact us today to learn more.