When a merchant accepts a credit card payment from a customer, the transaction goes through the payment gateway, the credit card processor, the credit card network and the customer’s credit card issuing bank before making its way to the merchant’s bank account.
The transaction process is the same for all acquirers. What makes BluePay different than other merchant account providers is we have the technology to be both the gateway and the processor in this process, making us a more efficient credit card processing solution for merchants of any size and type.
Advanced security tools, such as end-to-end encryption (E2EE) and PCI tokenization, are critical to protecting your customers’ sensitive data and reducing your PCI scope. Compliance with PCI standards isn’t just recommended – it’s required for every business, no matter what size or type. So how exactly does tokenization work, and what makes it so secure? Here, we’ll take a closer look at tokenization.
BluePay is proud to continue the fight against breast cancer by teaming up with the Chicagoland Area Affiliate of Susan G. Komen for the Cure® for the third year running. We’re helping raise money to treat and find a cure for breast cancer, and each new merchant who signs up with a BluePay credit card processing account can help at no additional costs.
BluePay’s ACH payment processing solution, BlueChex, is a secure, efficient way for merchants to accept electronic checks. ACH processing capabilities eliminates the need for merchants to visit the bank every day or every week to deposit funds manually; instead, e-checks are verified and transmitted immediately to the bank through the secure ACH (Automated Clearing House) network.
For small business owners, Mail Order Telephone Order (MOTO) merchants, or those working mainly from home, a virtual credit card terminal is an easy, secure way to manually enter transactions. You can log into your account 24/7 from any computer with an Internet connection. By manually entering credit card sales, you can perform safe, efficient authorizations with no need for costly hardware or additional software.