Nearly every type of business – from big box retailers to Etsy sellers, and from trade show vendors to antique dealers – needs to accept credit card payments to survive. And more and more of those businesses are accepting payment online.
If your business already accepts credit cards, you’re likely familiar with merchant accounts. But if you’re new to e-commerce, you’re probably learning about payment gateways. What’s the difference between the two? And what are the advantages and disadvantages of merchant accounts versus payment gateways?
Because of the recent massive data breach at Target and other retailers, people everywhere are on high alert regarding credit card fraud. The thought of having one's sensitive data accessed by identity thieves capable of making unauthorized purchases with stolen payment information is certainly frightening and concerning.
At BluePay, we serve a wide range of merchant types – from small business to enterprise, non-profit to B2B, e-commerce to retail. Among our clients is the restaurant merchant, who has specific needs when it comes to processing credit cards and protecting data. That means merchant processing restaurants must partner with a credit card processor and payment gateway that has the speed, efficiency and PCI compliance to keep business moving safely and smoothly.
At BluePay, we make online credit card processing simple with our secure credit card payment gateway. Unlike other merchant account providers that often use a third-party payment gateway, we provide our own payment gateway solutions in addition to a full suite of payment processing products. That way, there is just one company to call when you have questions regarding your merchant account.