The ability to store and transmit credit card information safely is a major concern for merchants and credit card holders alike. While PCI compliance ensures that your merchant account service provider is taking the appropriate measures to reduce the risk of fraud, tokenization takes security one step further by removing valuable credit card information completely out of the process. Hackers can’t steal your data if the data isn’t even there.

For any business accepting credit cards and debit cards, whether through point-of-sale processing equipment or online payments, security is a major issue that should not be taken lightly. In order to protect personal credit card and account information from fraud or identity theft, merchant account providers should comply with the Payment Card Industry Data Security Standard (PCI DSS).